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Is a 20% Down Payment Really Necessary To Purchase a Home

By KCM Team
Posted by Inactive Shanna Shepherd on September 27, 2021 in  uncategorized
There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is the biggest hurdle. That may be because those individuals assume a 20% down payment is necessary. While putting more money down if you’re able can benefit buyers, putting 20% down ... read more

4 Investments Worth Making in Your First Home

Posted by Ed Mueck on December 19, 2019 in  uncategorized
In today’s post, we’re offering some advice for first-time homeowners on areas where spending a little bit more is likely to pay off in the long-run. From valuable aesthetic updates in key areas such as the kitchen, bathroom and living room to installing smart heating systems and insulation to prioritize energy efficiency, our tips will leave you inspired to make the most out of your first home update. Replace flooring Flooring has the power to change a room entirely, so it should go without saying that... read more

Featured Property

119 N 5th, Livingston, MT
Posted by Inactive-Krissy Stewart on December 19, 2019 in  uncategorized
Summer home, year round living, bed & breakfast, vacation rental or office? This southside property is zoned commercial & residential.  South 5th street is located in the Historic District of Livingston, Montana & only 3 blocks from Main Street. Property highlights: Welcoming foyer & a large open living room complete with 12 foot ceiling, a cozy fireplace sitting area & dining room complete with original hardwood floors and turn of the century charm! 3 bedrooms upstairs with a beautifu... read more

4 Investments Worth Making in Your First Home

You’ve just bought your first home – congratulations! Now it’s time to make your home feel like, well, home.
Posted by Inactive-Krissy Stewart on December 16, 2019 in  uncategorized
You’ve just bought your first home – congratulations! Now it’s time to make your home feel like, well, home by undertaking some long-term investments that will not only look beautiful, but will also last you for years to come. SHARE The following is a guest post by Suhayl Laher In today’s post, we’re offering some advice for first-time homeowners on areas where spending a little bit more is likely to pay off in the long-run. From valuable aesthetic updates in key areas such ... read more

Is Summer or Winter the Best Season to Buy a Home?

Each season has something different to offer to a potential home buyer. Read the pros and cons of buying a home in both seasons.
Posted by Inactive-Krissy Stewart on December 04, 2019 in  uncategorized
LINDSAY LISTANSKI SHARE You hear it a lot – there are best and worst times to make any sort of purchase. Whether it’s a television, a car, or a home, statistics are available that may influence your decision on when would be the best time to make a purchase. Numerical data isn’t the only thing you should be taking into consideration, though. Each season has something different to offer in terms of making the home buying process easier or more challenging. Let’s take a look at the p... read more

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